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If a person has a car insurance claim, he typically calls an insurance agent to get in touch with the insurance company in order to notify them of the accident. Find out why a police report is needed for a car insurance claim with help from the chief operating officer of an auto insurance business in this free video on car insurance claims. Expert: Kim Guyton Bio: Kim Guyton is the chief operating officer for Oleander Insurance Services. Filmmaker: Rendered Communications

Tires are part of the backbone of a car, truck, piece of construction equipment or bicycle. Tires add traction, braking, steering and load support to vehicles while also absorbing shock and creating a smooth and comfortable ride. They are o-shaped parts that can be pneumatic or solid and fit around the wheels of the vehicle to protect the wheels and add to their effect. A solid tire consists of rubber, metals and plastic parts.

In the past tires have been made of steel and sometimes even iron and were placed on wooden wheels. They were used for carts and wagons. The steel or iron was melted in a fire so it could be easily molded onto the wooden wheel of the cart or wagon. As time has gone on the advancement of tires has done the same, becoming more developed and safer.

There are tons of different types of tires, all of them bringing different features to the table. There is the all-season, all-terrain, spare, run-flat, off-the-road and mud and road tires. All of these can be found on a variety of different vehicles. The most commonly used tire of that group is the spare tire. Each and every car that comes off of the lot has a spare tire. The spare tire is just what it says; a spare. The spare tire is used when one of the regular tires is flat due to a puncture. It is usually kept in a compartment in the trunk of each vehicle.

The all-terrain tire is mostly used on SUVs and trucks. The all-terrain tire helps trucks and SUVs drive through the woods, through mud or through any difficult terrain that the vehicle might encounter. These tires keep the vehicle from getting stuck in the mud or any other slop the environment will throw at it. These tires also have stiffer sidewalls to help prevent punctures to the tire when driving off-road.

The run-flat tire is one of the most interesting new inventions in the automotive world today. The run-flat tire helps drivers avoid pulling off the roadway to change tires because the vehicle can still run on the flat tire but for a limited distance and at a limited speed. This enables the driver to get the car to a safe area, not close to the roadway where injury could occur, and change the tire in a parking lot.

Tires also come in all different sizes. Tires need to be manufactured large enough for construction equipment and small enough for motorcycles. They are also used for airplanes and bicycles. Tires create a smooth ride for vehicles, eliminating the bumps that the road may cause. There is one problem with tires; if the car has a poor wheel alignment then the tires can wear down unevenly, which can lead to a tire bursting while driving. Always check the tires treads to make sure they are wearing down evenly on each side of the tread. If they aren’t then the tires would need to be replaced very frequently.

If you can’t get an auto insurance, you can call the Automobile Insurance Plan in Oklahoma. The Automobile Plan in Oklahoma was created in 1955 to help provide auto insurance to those motorists and transport owners who can’t get an auto insurance using other means.

Uninsured driver.

One thing you can add to auto insurance policy is uninsured driver scope. While not needed by law, this auto insurance rider will help you and whole your family, and anyone who sits in your car .

There are some transport policies which will help you if you are have damages in an accident that wasn’t your fault.

The Lapsed auto insurance.

If your auto drives bad, it is reasonable to maintain your auto insurance. If you don’t see that the policy to lapse, you could finish up purchasing a highest resard when the auto becomes operable.

Some mistakes in auto insurance scope could result that rate is increase, regardless of the any cause for the lapse. Ask your auto insurance agent if your list allows for a decrease rate while your transport is doesn’t work correctly.

You must know, if your auto insurance in Oklahoma is stoped within 180 days from the starting of new policy, the auto insurance company is needed to tell the Department of Safety in Oklahoma. That Department will connect with you (or the stoped policy owner) using the address on file and ask check of the new auto insurance scope. You (or it can be policy owner) must answer within 40 days having the proof of the new scope or your auto registration and motorist license will suspended. That’s why it is very significant to keep your address information and auto insurance connecting with the Department. If you don’t, your auto license can be stopped without your interposition and that is a bad thing!

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There are many types of bicycle racks for cars. Trunk mount, Roof mount, Spare Tire mount or Receiver Hitch mount. Trunk mount bicycle racks for cars are the most common.

Advantages To Trunk Mount Bicycle Car Rack

Trunk Mount are usually cheaper than other types of racks.

Simple installation. Easy to store when not in use.

Often they are great for hauling one or sometimes two bikes.

Disadvantages to trunk mount bike racks

If your car is dirty and you put a trunk mount on, the dirt under the rack feet will act like sandpaper and ruin the paint.

Some Trunk Racks do not get the bike far enough from the car so the bike can rub on the car.

You cannot attach the upper rack straps to a glass window. If your car\’s back window opens and there is not an attachment point above that that is metal you cannot attach a trunk rack. Some of the older Camaros, Firebirds, Toyota 4 Runner have this problem so you either need to use a receiver hitch rack or a roof rack.

If your exhaust pipe points directly at the tires on your bike it can overheat the tire and ruin it.

Many racks do not separate the bikes well and the bikes will rub the paint off of each other.

You cannot access the back of the vehicle when you have bicycles on the rack.

Advantages to Roof Racks

The bikes are well separated so they do not rub on each other or the car.

You can pull a trailer and the bikes will not be in the way.

The roof racks protect the finish on your car really well.

Often there are a lot of other accessories to carry canoes, skis, snowboards etc. to fit the roof rack.

Disadvantages to Roof Racks

People have been known to forget the bikes are on the roof and run into the garage. This is really hard on the car, bike and sometimes the garage.

Usually Roof Racks are quite expensive. Often it will cost over $400 for a two bike roof rack.

Putting the bike on the roof can be a chore sometimes.

The extra wind drag from the bikes above the car will significantly affect your gas mileage.

Installing a roof rack can be a chore.

Putting your bike on a roof rack can be difficult.

Advantages to Spare Tire Racks

Sometimes they are the only rack that will fit the vehicle.

Disadvantages to Spare tire racks

They do not fit many cars.

Advantages to Receiver Hitch Racks

Easy to install.

Less wind drag than Roof Racks.

The bikes are kept away from the car so they do not rub on the paint of the car.

The rack only touches the car by slipping into the Receiver and either bolted or pinned to the receiver.

Receiver racks are easy to move from vehicle to vehicle as long as the vehicle has the right size receiver. Check out my Receiver Hitch Tips page.

Disadvantages to Receiver Hitch Racks

If your vehicle does not have a receiver it usually costs around $200 or more to have a receiver put on.

You cannot normally haul a trailer when your rack is on your car. Hollywood does make a bike rack the tow and go that will work while hauling a trailer.

Like the Trunk rack and the Spare Tire Rack when your bikes are on the rack it is often hard to get into the back of the car.

Japanese used vehicles are very popular worldwide for their quality and very affordable pricing. Cars from Japan are subjected to strict emission tests and quality control which are the main factors that encourage the sales of used cars in Japan than any other country. According to the data of a recent survey, over 100000 Japanese cars are used worldwide. No import tax and lots of bundled accessories have attracted many people around this planet towards the used Japan cars. With the huge popularity of the used Japan cars, many exporters have popped up recently. Moreover, used Japan cars can be ordered online too. With help of these online used car websites, you can get your dream car delivered to your doorsteps while you just relax in your home.

Japanese used cars are exported in a very high rate to more than 85 countries. Along with cars, Japan also exports buses, trucks and even heavy equipments like excavators. As no import tax is levied for the Japanese used vehicles, people find it more profitable to import used vehicles directly from Japan than buying them from their own country.

The Availability of spare parts

Before purchasing a used vehicle, many are really concerned about the availability of spares for the particular vehicles. In the case of used Japan cars, the spare parts are readily available in any Country. Moreover, the leading Japanese used car exporters assist the customers for buying the spare parts too. The spare parts for the used Japanese cars can also be ordered online.

Japan Auto Auction:

Japanese auto auctions are very popular worldwide. For the moment of truth, one can buy a used car in good condition for just $250.The fantastic competitive Auction Service, also facilities to make major and minor repairs, paint touch ups, customizations for the used cars. Online auto auctions have added more convenience to the import of used cars directly from Japan.

Additional Benefits

The Japanese used car dealers stand one step ahead for their additional services

like repainting the vehicles and to retouch the small scratches in bumpers and body panels with the specialists. Also, the Japanese used car dealers can bring up the exact factory color with the art paint mixer in their paint shop. Along with the car sales, the Japanese used car sellers also supply the dismantled parts of the vehicles in cube containers of size 20ft or 40 ft. These dismantled parts are bought for dead cheap prices today and they are re-assembled into a classy car.

Summing Up

The main benefits off importing cars directly from Japan are:

Low pricing

No Import tax

Lots of bundled accessories

Great assistance buying the spare parts.

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autoinsurancedrive.com A video montage of some big car car crash photos, all these drivers are now pegged “high risk auto insurance”… Music: “Time Release”

Having been a keen British classic car enthusiast for many years (particularly fond of the Jensen classic cars of the early sixties) I only recently purchased a very advanced luxurious modern car. My new car is packed with what amounts to amazing technology. But even with such expensive modern cars I have found one poor design aspect.

I am referring to the housing of the spare tyre and wheel. In the Jensen CV8 and before that, the Jensen 541S (as was the case with many cars of the early sixties) the spare wheel and tyre were stored under the boot and could be lowered from a point just inside the boot.

The most obvious advantage of this was, that even if the car was full of people and luggage, in the event of having to replace a wheel, one did not have to take the entire luggage out to get at the spare. If a wheel needed to be changed, more often than not, if it is going to happen, it will be in pouring rain! Then the entire luggage would have to be out in the rain, for all the time, it takes to change the wheel and to get the dirty, wet, damaged one back in the boot!

Worst still, many of the new spare tyres now are of a special collapsed type (taking up less space) and the normal tyre will not fit in the space provided. So now the entire luggage and the dirty, wet, tyre will not be possible to fit back in to the boot!

I expect the car manufacturers would claim, if challenged, that such a situation is unlikely to happen as it is true that there seem to be less punctures these days than before. However, I travel a lot in Spain and have found that there is a real risk of having a tyre deliberately punctured (with a knife) as a method employed by thieves intending to steal from you. Once your tyre has been attacked (often at traffic lights) they then follow you and point out your problem, offering to help, whilst another is busy robbing you. This has happened to me twice now, luckily without them succeeding in stealing anything. But on the one occasion my car was really packed full and I realised just how impossible it was to get at my spare.

With my Jensen 541S it was an easy matter to jack the car up whilst keeping dry inside the car. Just in front of the two front seats the carpet was simply pulled away and a sealed cover opened. The Jack was then dropped down this hole and connected to the jacking up fitting, so that as one turned the handle the car could be lifted up.

I do not understand why these aspects are no longer incorporated in our modern designs.

 

Make sure your car is locked and your windows wound up.

This sounds ridiculously obvious but make sure you secure your car carefully wherever you are parked. Research shows loads of people leave their doors unlocked and/or their windows open a large proportion of the time.

 

Check all your entry points are secure – are all the doors locked, the trunk locked and the sunroof locked? If not a thief will be quick to take advantage of the opportunity.

 

Make sure your windows are wound all the way up. Even if you leave a small gap a thief can easily force it down to either access the door lock or break the window.

 

Keep your keys safe – even when you are at home.

Today with factory and after market alarms getting smarter it is becoming harder for a thief to quickly and easily hotwire your car. That has led to a surge in home break-ins purely so thieves can steal the car keys. Then they simply come back later and drive off with the car.

 

So, while you’re at home keep your keys safe. Don’t leave them in the car, in your handbag, or sitting on an entrance table or bench in the house. Secure them in a drawer or somewhere safe that is out of sight.

 

Don’t ever leave the keys in the car.

It sounds simple enough but is still a common mistake people make. Never leave your keys in the car, even if you’re only leaving the car for a few seconds. It takes even less than that for a thief to grab the opportunity and drive off with the car.

 

Here’s a few scenarios that catch people out:

 

Don’t leave your keys in the car while you pay for your petrol at the garage. This used to be the cause of a huge number of thefts and even with modern day alarms that immobilize your car (this was a big reason immobilization became important) if you leave the keys in there the alarm can’t do anything to protect your car.

 

Don’t leave your keys in the car when you’re not at home (or even when you’re at home.) If a thief breaks into your house and your car is nicely sitting there all open with the keys in the ignition you’ve just given them the best Christmas present – a way to take as much of your stuff as they can fit in the car AND the car itself.

 

Don’t go back into the house during winter while you let the car warm up. Yes, we understand it is freezing cold but thieves take advantage of this time of the year. And don’t leave the car running but lock it with the spare key – a thief is most certainly going to forgo the cost of replacing the window to smash it when they’ll have possession of your car. Put your coat, gloves and scarf on and stay with the car!

 

Be careful where you choose to park – even if you have an alarm

Always make the choice to park in a secured area whenever possible – it’s worth the extra money – both for your own personal safety as well as your car’s.

 

Another tip – take your parking ticket with you when you leave the car. That way, even if a thief gains entry into your car if they have to front up for a lost ticket they’ll be getting themselves noticed even if they do have the cash (which they probably won’t).

 

If you have to park on the street make sure you park in the most well lit, busy area possible.

 

Be particularly careful if you are attending an event such as a football match or concert because lines of cars outside an arena is a dead giveaway to thieves that you’re going to be away from your car for a set period of time. Never leave ticket or event information in the car that would indicate to a thief how long you’ll be gone.

 

And if you do have an alarm fitted it doesn’t mean you can park down a dark alley on a deserted street in the middle of nowhere and expect your car to still be there when you get back. All an alarm can do is make a noise if a thief attacks it – which still means someone needs to be there to hear it. And while an alarm will slow a thief down, given time and isolation they’ll either take the car, tow it, or strip all the good bits off.

 

And if you don’t have a garage make sure you park with awareness at home – whenever possible park off the road and under a porch or house light that is left on (or comes on when movement is triggered.) If you have a high risk car try and park it closer to the house than a less valuable vehicle – that way a thief will have to try and get the other cars out of the driveway first if he wants the one closest to the house.

 

Some alarms today have a programmable feature that will turn the interior light of the car on when the alarm is disarmed – that way you can check that the cabin of the car is safe before nearing the vehicle. Ask your alarm retailer about what models are available that will do this.

 

Don’t leave ANYTHING visible in the car – even with an alarm

So many more cars are broken into rather than stolen (especially with the good factory and after market immobilizer alarms available now) and that’s because people continue to leave items in the car. Simply DO NOT leave ANYTHING visible in the car.

 

If you leave your radar detector attached to the windscreen, your cellphone in the front console, or your handbag on the seat then do not expect sympathy when it gets stolen. An alarm will not, ever, protect from a smash and grab. It takes a thief 5 seconds to smash the glass, grab the item, and be around the corner. Even with your alarm sounding he’s gone.

 

And it’s not just valuable items – don’t leave empty gearbags, shoeboxes, shopping bags or anything in the vehicle. If your stereo has a removable faceplate get yourself into the habit of taking it off every time you leave the car. If a thief sees there might be something in there chances are he’ll take the risk and leave you with the cost and hassle of replacing window glass and door locks.

 

 

If you have a garage – use it and secure it. If you have a garage to park in, that’s great. But make sure you’re following all the other steps:
Lock the car and arm the alarm if you have one, even when you’re at home.
Never leave the keys in the car, even when you’re at home.
Keep the keys in a safe, hidden place, even when you’re at home.
Keep the garage locked and secure.
If you have an electric garage door it can be a good idea to remove the emergency pull handle and hide it away. Thieves will often use a coat hanger contraption to pull this and open the garage.

 

 

 

Fit an alarm with immobilizers.

Today there are so many excellent alarms on the market that will give you loads of handy features (such as central locking from the remote) as well as protecting the car. Always choose an alarm with a minimum of a single immobilizer so the car cannot be started until the alarm is disarmed via the remote.

 

If you already have an alarm and want to try fitting it yourself you can download our How to Install Your Car Alarm ebook for only $19.95 by visiting www.carsecuritytips.com.

 

Be aware of what might tempt a thief and secure it.

You can add all sorts of additional security features to alarms today including GPS tracking, pager systems and additional sensors and sirens.

 

And don’t forget the easy stuff. If you have wheels fit a tilt sensor and get a set of lock nuts. Get a steering wheel lock as well as an alarm – it gives the thief a clear visual warning that there are security measures in place.

 

Make your car look protected.

A huge part of the job an alarm does is to give a visual warning to a thief that the car has security measures. Make sure you put the alarm warning stickers on the window and the LED warning light in the dash is fitted. (And if you don’t want to get an alarm you can buy these little extras separately.)

Use a steering wheel lock. Don’t leave anything visible in the car. Take your stereo plate with you. Have your vehicle rego number or the VIN number etched onto the windows. Mark your stereo and anything else in the vehicle with the number as well.

None of these measures on their own will protect your car if a thief takes a shine to it. But if they’re just strolling along a line of cars looking for a bit of fun or something to sell if your car looks secure and empty they’re much more likely to go to the next one and leave yours alone.

 

Don’t register your car to your home address.

In many countries car registration details are easily accessed by the public. If a thief likes the look of your car all they have to do is take the registration number, find out where you live and come shopping. This I especially important if you a female living alone. Don’t make it easy for the freaks to find you!

 

Don’t leave your keys in an obvious place.

Do you walk in the front door and throw your keys on the side table? Alarms and immobilizers are so good now thieves will often break into your house to get the keys and remote rather than try to bypass the system. Don’t leave them somewhere they can be spotted from outside or where someone can open a door or window and grab them.

 

Look after spare remotes.

Rolling code remotes will get out of sequence if the button is pushed too many times while out o range of the car. Make sure spare remotes are not in a draw full of junk where the button can be held down or it may not work when you need it.

 

Lost your remote? Delete it!

If you have lost a remote of had it stolen make sure you delete it from the alarms memory otherwise anyone can use it to access your car. If you don’t know how take the car to your local installer.

 

Always have a spare remote.

Some alarm system will not let you easily learn a new remote in with a working remote. It may have to be sent back to the manufacturer to be reset and a remote learnt in which will not only be expensive but you may be without your alarm for up to a week. If you lose a remote replace it immediately.

 

Bought a used car with an alarm in it? Get it checked and serviced.

If you buy a car with an alarm already fitted there are several things to be aware of:

1.         Did you receive all keys, remotes and override keys? If not the old owner can access your car anytime they want.

2.         Book the car in with your local dealer/installer for the type of alarm in the car. Have them check everything is working, delete all old remotes (and add a spare if you don’t have one) and reset the PIN override code so you know you’ll be secure. Make sure you have override keys for the battery backup siren if fitted.

 

Factory remotes and immobiliser keys.

Most late model cars come with a transponder immobilizer built into the key. This I like an electronic pass key which confirms the key is valid before allowing the car to so start. These are great as they make it much harder to copy a key and steal the car as even a key cut the same will not start the car unless a new transponder is learned into the system. The are however some points to be aware of:

Some make have a master and slave keys for each car. If you lose the slave key, no problem just take the car and master key into your dealer and have a new key learns in for a couple of hundred bucks. If however you lose the master key you will sometimes need to replace the cars computer, think thousands of $$$$$. Read your manual or check with your dealer as it is not widely publicized.

 

Smash resistant window film.

Alarms can only do so much. These days you need to make the car more difficult to access through it’s weakest point –the side glass. Clear or tinted security film (not normal tint film) is applied to the inside of the side glass and cover right to the edge of the glass. Security film is a multi layered, up to several millimetres thick, cross laminated product specifically designed to resist impacts.

 

The film works by creating a thick shell on the inside of the glass. When an intruder smashes the glass the concaved shape of the cars side window held together by the film creates an arch shape than is very strong. The shattered pieces of glass cannot be compressed so the window retains it’s shape.

 

This type of product is great for resisting a car thief but also protects you in a road range or car jacking attempt and even reduces flying glass in the event of an accident. A great compliment to a good car alarm system.

 

Fit after market dead locks.

Much the same as the security film above, dead locks are a great compliment to a good alarm system. The idea is once activated the locks cannot be unlocked from the inside of the car or by forcing the key barrel. Some cars come standard now with deadlocking, if yours does make sure you know how to activate it.

 

After market deadlocks will usually replace the lock barrel in the door. The dead lock barrel has a high security rounded key to prevent the lock being forced and the backing plate is much stronger meaning the lock can’t be pulled out. We always recommend using epoxy to secure the backing plate to the inside of the door. That way it will not come out!

 

If a thief breaks a window they will not be able to unlock the door to gain easy access. Making by passing the alarm system or hotwiring you car even harder.

 

Tips and tricks for the more serious:

 

The more serious you get about car security and car alarms you will often be trading convenience for security. Some of these tricks can cause some inconvenience if something goes wrong (like you lose a remote or the battery goes flat) but all will help keep your car safe.

 

Fit two hood switches. –Low Risk

Fitting two hood switches makes it harder for a thief to use a credit card to hold down the hood switch or cut the switch wires. Some cars can be pretty easy to get under the hood by removing the front grill or a side light and pulling the release cable. Once they are under there they can disable the siren before entering the cabin.

 

Move hood release lever. –Low Risk

Another hood trick is to move the hood release lever from it’s normal location so if some one breaks in they can’t easily pop the hood to disable the siren.

 

Remove door lock rods. –High Risk of lock out

By removing the linkage between the key barrel on the door and the latch you take away one of the cars security weaknesses. Lock barrels are an easy access point to the car as a screw driver forced into the lock and twisted will often unlock the door.

 

As you will be relying on the car alarm to lock and unlock the door it is VERY important you take some safety precautions to avoid being locked out.

 

First, make sure you always have a spare remote for your alarm in case you lose one. If the remote starts playing up at all, replace it immediately.

 

Second, ensure there is another way into the vehicle, maybe you can open the trunk and fold the seat back from inside the trunk?  Remember a thief can also use this access method so think carefully about how obvious it is. Or run an emergency power wire from the battery to somewhere you can access it from outside. If your battery goes flat and the alarm cannot unlock the door you won’t be able to get under the hood to jump the battery. With an emergency wire you can hook another battery up to give enough juice to unlock the car.

 

A further step with this trick is to completely remove the lock barrel and have the hole welded up and repainted. Gives a super smooth look!

 

Fit latch protection plates –High risk of lock out

To remove yet another weakness in some door lock systems make up a cover to stop a “slim jim” being slipped down the inside of the door popping the latch.

 

If you take off the interior door panel you will see how easy it is to pop the lock mechanism on the door latch, unlocking the door. By making up a protection plate covering the latch from the top the car thief won’t be able to slim jim the lock. Just remember, if you lose your keys or remote or get a flat battery the AAA won’t be able to either!

 

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